When a large portion of your business involves mail order, the ability to take checks over the phone can be a great asset. Many businesses today are well aware of the fact that they can take credit cards over the phone and through their websites as this has become the standard method of doing business. There are many different reasons for this.

To start with when you allow your customers to shop using their credit or debit card, you know that by the time the transaction is complete, the money has been guaranteed. To a small business that is already operating on a tight budget, this can mean the difference between paying the bills and having to close the doors.

For your customers it means the ability to make instant purchases either through your catalog or your online retail site. While both credit and debit cards are definitely prevalent in today's society, there is still a very large demographic that does not use them for one reason or another. This means that if you want to access this demographic, you need to give them a way to be able to shop and pay for the items that they want.

If you have ever lost a customer because you could not take their check, then you know how important it is to have a way to take their checks without having to wait for days or weeks waiting for a check to clear. Fortunately, there are companies who make it possible for you to accept a check by phone, over the internet or if you have a physical location in person and no within seconds whether or not it is good.

When you sign up for an account with Green by Phone, you will finally be able to accept checks from your customers over the phone. There is more to the service than just being able to take their checks over the phone; the customer's check will be checked against their account by the service to ensure that there is enough money in the account to cover their purchase.

More importantly, especially when you are already dealing with a tough economy and tight budget, your money will be posted to your account within 24 hours. This type of service can prove to be invaluable as a way to increase your business in ways that you may never have been able to before. In this day of credit card fraud, this ability can help attract an entire new demographic of customers who refuse to use plastic.

If a check by phone service can make such a huge difference to your business, you would expect to have to pay a small fortune to set up an account and then even more for the actual service itself. With Green by Phone, you will never have to pay to set up your account; there is no special equipment for you to buy at premium prices and no monthly fees that are going to suck your already low profits down to an all new low.

Instead of these, you will only have to pay a per check transaction fee ranging between 2.9 and 5.9% based on the value of the check. Once the check has been guaranteed and processed, you will never have to worry about the having to pay an NSF fee as the check has already been checked against the customer's account before being guaranteed. There will never be rejected check fees or charge back costs. All of these fees are built into the per check charge and if there ends up being a problem with the check, Green by Phone will handle collecting the money from your customer without affecting the balance in your bank account.

If you are running an online store, you can now offer your customers the ability to pay for their order with a check by adding a PAY NOW button on your check out page,. The service will run their digital check trough the same verification process as if they were paying by check on the telephone and come with the same guarantees.

When you want to increase the cash flow in your business and reach out to a demographic of customers that you have been unable to do business with, you need to take a close look at the services offered by Green by Phone. They offer a complete turnkey check by phone service that will not only allow you to take checks over the phone, but on your website as well.