Do You really need a car?

THINKING TIME!

Before thinking of buying a car, think deeply whether is it really required? Think, analyse and assess.

Purchasing a car also depends on your lifestyle, family size, distance of your office from your house etc. If you are single , your office is nearby or your house is close to a bus stop or a railway station

Then you probably don't need a car. Its more of a personal choice.

Look at your financial situation, because buying a car is a long term commitment and investment. From the day you purchase it to how long you keep it, money will be involved. Think about your monthly payments, fuel cost, regular maintenance and unexpected breakdowns, warranties only cover manufacturer's defect. If you plan to finance or lease the car, make sure you have a good credit history of about a year. Most banks or car dealers don't lend money if you don't have a good credit history. Those who lend will charge very high interest. If you have saved up some cash, do a down payment to reduce your monthly payments. You might find some good deals in the newspaper ads, but be careful, that you read the fine prints.

Ready to shop around?

SHOPPING TIME!

When you've finally decided that you require a car, then it's time to select one. Make a list of features you expect in your car. The Internet
is the perfect place to search. A lot of new and used car dealers and private sales have websites to help buyers search for a car without too much hassle. If you see a car on line that appeals to you, call the car dealer or the private owner and inquire about the car. Check the car personally, don't jump into any conclusion just by its pleasing looks , make the necessary inspections and research. Just make sure to check for any lien on the vehicle if your buying from a private party. An auto mall too is a good place to shop if there's one in your city, as the different dealers are there, even auto insurance.

Time to buy the car

PURCHASING TIME!

When you have zeroed in on a particular car, then sit down with the salesman or a private owner and do the necessary paper works. If there is any query regarding the car then clarify it with experienced buyers of the new or used cars as to how to make a good choice and how to get about the sale. If you know someone who has knowledge about cars, bring him or her along.

Other sources of buying a car

OTHER ALTERNATIVES!

Repossessed cars are very cost effective. Buying a rep o car means that you can save a lot of money. I Government or public auctions There is a wide variet!y of vehicles, ranging from trucks, SUV's and motorcycles. These vehicles are seized by the government or some financial institutions and belongs usually to individuals who can no longer payoff their debt.