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FAQs on Workers' compensation
- By Anderson Joans
- Published 29 September 2008
- Salary and Perks
- Unrated
Anderson Joans
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Workers' compensation is nothing but a state-mandated insurance program that provides compensation to employees who suffer any kind of specific injury that occurs while performing job for the employer in the working hours. Here are some of the general FAQs related to worker's compensation:
What is workers' compensation?
It is a kind of compensation that is offered to the employees when they suffer from any kind of injury during the working hours.
Who pays workers' compensation benefits?
Normally an employee should read the terms and conditions of the company before getting ready to sign the agreement. It should be written in the agreement as to what kind of compensation is offered for a particular kind of injury. In ninety percent of the cases, an employer is responsible for paying the compensation.
Are all on-the-job injuries covered by workers' compensation?
No, one should always confirm with the employers as to what kind of injuries and health loss is covered by the company.
Does workers' compensation cover only injuries or does it also cover long-term problems and illnesses?
In some
cases, a company offers the facilities of covering long-term medical bills also, again, it depends on the standard of the company as to what kind of compensation is offered by them.
Do I have to be injured at my workplace to be covered by workers' compensation?
Yes, in ninety percent of cases, the condition demand this aspect. But if the company has sent you to a place from office task, and you get injured in the meanwhile, then the company should provide the compensation.
What kind of benefits will I receive?
Can I be treated by my own doctor and, if not, do I have to trust a doctor provided by my employer?
Both the cases are fine as long as the compensation is given by the employer and you are treated well.
If I am initially treated by an insurance company doctor, can I see my own doctor at some point?
Yes, you can. But this would ensure that you have to give additional income to your doctor as well. Ask your employer whether hw will cover the bills of your doctor or not.
Can I ever use my employer in court over a work-related injury?
Yes, You Can!
What if my employer threatens me?
You can report in the police cell or take him to court. Don't get scared.
What is workers' compensation?
It is a kind of compensation that is offered to the employees when they suffer from any kind of injury during the working hours.
Who pays workers' compensation benefits?
Normally an employee should read the terms and conditions of the company before getting ready to sign the agreement. It should be written in the agreement as to what kind of compensation is offered for a particular kind of injury. In ninety percent of the cases, an employer is responsible for paying the compensation.
Are all on-the-job injuries covered by workers' compensation?
No, one should always confirm with the employers as to what kind of injuries and health loss is covered by the company.
Does workers' compensation cover only injuries or does it also cover long-term problems and illnesses?
In some
Do I have to be injured at my workplace to be covered by workers' compensation?
Yes, in ninety percent of cases, the condition demand this aspect. But if the company has sent you to a place from office task, and you get injured in the meanwhile, then the company should provide the compensation.
What kind of benefits will I receive?
Can I be treated by my own doctor and, if not, do I have to trust a doctor provided by my employer?
Both the cases are fine as long as the compensation is given by the employer and you are treated well.
If I am initially treated by an insurance company doctor, can I see my own doctor at some point?
Yes, you can. But this would ensure that you have to give additional income to your doctor as well. Ask your employer whether hw will cover the bills of your doctor or not.
Can I ever use my employer in court over a work-related injury?
Yes, You Can!
What if my employer threatens me?
You can report in the police cell or take him to court. Don't get scared.
